Understanding own-occupation versus any-occupation disability coverage before you need it
Key Highlights
- The odds are higher than most dentists assume. Roughly one in four dental professionals will collect disability benefits at some point before retirement, and most claims involve temporary conditions.
- Not all disability policies define “disabled” the same way, and that definition, more than the premium, determines whether a claim actually gets paid.
- For dentists, whose income depends on fine motor control, a true own-occupation definition can be the difference between full income replacement and no benefit at all.
Read more here from our endorsed partner, R.K. Tongue:
WVDA_Disability_Insurance_Article
