Bad Dental Insurer Bill Hearing Today

Mar 11, 2025 | Advocacy

HB 2785 Scheduled for Hearing – Immediate Action Needed!

Last night, your WVDA Executive Director learned that House Bill 2785 β€” a dental loss ratio (DLR) bill promoted by dental insurance companies β€” is being heard TODAY by the House Finance Banking and Insurance Subcommittee.

WVDA Strongly Opposes HB 2785

The WVDA cannot support the DLR calculations proposed in HB 2785. Here’s why:

  • The calculations use averages and standard deviations that are too complicated for patients to understand.
  • Because the formula is based on an average, low-performing plans can hide behind high-performing ones.
  • The bill does NOT help patients understand the actual value of their dental insurance.

What You Can Do

Please contact the legislators below who sit on the subcommittee and tell them:

  • β€œI do not support the calculations included in HB 2785.”
  • β€œI support a bill with a similar concept, HB 2690, because it uses a simple DLR percentage that helps patients understand their plan’s value.”

House Finance Banking and Insurance Subcommittee Members

Blennerhasset Dental Society Delegates

Huntington Dental Society Delegates

Kanawha Valley Dental Society Delegates

Monongahela Valley / Marshall-Wetzel-Tyler Dental Society Delegates

New River Dental Society Delegate

Potomac Valley Dental Society Delegate